Top 5 financial literacy books to read in 2025

Financial literacy is becoming increasingly important in the face of increasing economic uncertainty and technological change. In 2025, knowledge about personal finance, investing, and money management will help you make informed decisions and build a sustainable financial future. We've compiled a list of the top five books that offer valuable advice, practical tools, and deep insights for anyone looking to improve their financial well-being.

"Rich Dad Poor Dad" (Robert Kiyosaki)

This classic has been a favorite for many years among those looking to understand the basics of finance. Robert Kiyosaki shares two approaches to money: one from his “poor dad” (biological father) who followed the traditional rules of working for a paycheck, and one from his “rich dad” (family friend) who taught him about investing, entrepreneurship, and asset management.

Key Ideas:

• The difference between assets and liabilities.
• The importance of creating passive income streams.
• How to overcome fear of risk in investing.

Why should you read it?

This book offers simple but powerful principles that will help you rethink your attitude towards money and begin building financial independence.

"The Richest Man in Babylon" (George S. Clason)

This book is written in the form of parables and stories set in the ancient Babylon. It reveals universal principles of money management that remain relevant even after thousands of years.

Key Ideas:

• The 10% Rule: Always save at least a tenth of your income.
• Make money work for you through investments.
• Don't take on debt you can't pay off.

Why Read It?

The book offers timeless principles of financial success that are easy to apply to modern life. Its wise lessons will help you build a solid financial foundation.

"The Little Book That Still Beats the Market" (Joel Greenblatt)

This book is an excellent guide for beginning investors. Joel Greenblatt explains complex financial concepts in simple language, making them accessible to a wide audience.

Key Ideas:

• Simple rules for investing in the stock market.
• Why it's important to diversify your portfolio.
• How to use the power of compound interest to achieve long-term goals.

Why Read It?

This book is perfect for those just starting out in the world of investing. It will help you understand the basics and avoid common mistakes.

"The Subtle Art of Not Giving a F*ck" (Mark Manson)

While this book is not a classic financial guide, it offers a unique perspective on the priorities and values ​​that can influence your financial behavior. Mark Manson teaches you to focus on what really matters and ignore unnecessary worries.

Key ideas:

• How to define your true financial goals.
• Why it is important to give up the consumer mindset.
• How to develop discipline and patience to achieve long-term results.

Why is it worth reading?

The book will help you change your attitude to money and learn to make conscious decisions, avoiding impulsive spending.

"Der Weg zur finanziellen Freiheit" (Bodo Schaefer)

Bodo Schaefer is one of the most famous authors in the field of personal finance. His book offers practical steps to achieve financial freedom, including strategies for saving, investing, and managing debt.

Key Ideas:

• How to budget properly and avoid debt.
• The importance of financial goals and how to achieve them.
• How to develop financial discipline.

Why is it worth reading?

The book combines theory and practice, offering specific tools to improve your financial situation. It is especially useful for those looking for practical advice.

Conclusion

In 2025, financial literacy is becoming a key skill for everyone. These books will help you understand the basics of money management, investing, and developing a healthy mindset. Here's a quick overview:

• "Rich Dad Poor Dad" — for those who want to change the way they think about money.
• "The Richest Man in Babylon" — for learning the timeless principles of financial success.
• "The Little Book That Still Beats the Market" — for beginning investors.
• "The Subtle Art of Not Giving a F*ck" — for reprioritizing and focusing on what's important.
• "Der Weg zur finanziellen Freiheit" — for practical advice on managing personal finances.

Choose one or more of these books to start your journey to financial independence. Read, put what you've learned into practice, and build a sustainable future!